Insurance Claims and the IICRC Certification: Why Certified Mold Remediation Experts Are Preferred
Why Certified Mold Remediation Experts Are Preferred
There are instances where a DIY approach to mold may be acceptable, but these moments are few and far between, especially when the problem warrants notifying your insurer. While most insurers limit their liability for mold coverage to instances of perils covered under your policy, almost all insurers covering mold removal will require a certified mold remediation specialist to handle the removal and treatment of the problem.
1. Insurance and Mold Remediation
Again, mold remediation is not often covered unless under the specific peril portion of your homeowner’s policy. However, when it is included, insurers expect a professional to remediate the problem because of the significant safety concerns presented by mold.
2. Certification and Safety
A certified mold remediation expert is trained in the safe handling and disposal of contaminated items. The proper safety guidelines often require full-body protective clothing, masks and gloves. Also, most regulations are likely to require sealing off the infested area to limit exposure. While several certifications may exist, the industry standard is the IICRC.
The IICRC stands for the Institute of Inspection, Cleaning and Restoration Certification. While this certification is all-inclusive of restoration work, it is also the gold standard for mold certification. Remediation specialists with this certification have proven their knowledge and ability in the appropriate management and testing of infested homes.
4. Remediation and Restoration
A certified remediation specialist may also operate under the title of a disaster restoration specialist in the Cranston, MA, area. As long as these individuals and businesses have certification with the IICRC, then they are qualified to handle your potential mold problem.
While there are times when DIY mold removal may be possible, if you are planning on notifying your insurer and making a claim, then you will likely require the assistance of a certified mold remediation expert. Also, with the potential for adverse health risks, a specialist may be the safest course of action.